Needless to say that 1 BHK flat is much more affordable than a 2 BHK. For a first-time, home buyer who is tight on budget, a 1 BHK flat is an ideal option to buy. Affordable means less price range, smaller EMI amount and a smaller down payment amount. Moreover, 1 BHK flat comes under the affordable housing segment which is linked to a subsidized home loan scheme.
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